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Innovative Income Certificates
This deposit scheme offers rates on a per annum basis but payable monthly. This scheme is for customers who wish to invest a fixed amount for a longer period but want a regular income.

Period Upto Rs.5 Million Above Rs.5 Million
1 year 10.75% 11.00%
3 years 11.25% 11.50%
5 years 12.00% 12.25%

Note: If early encashment takes place after first month and before the end of maturity period, the rate will be applied for investments falling in respective maturities.

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